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Terms and Conditions

This web site ( www.dandfassociates.co.uk) is owned and operated by D and F Associates, and is made available to you on the following terms and conditions. By using the site and the services available on it you are deemed to accept these terms and conditions and any additional terms and conditions that expressly apply to services and information provided by third parties. If you do not accept these terms and conditions you must not use this site. The terms "You", "Your" and "User" as used herein refer to all individuals and/or entities accessing this web site for any reason.

• Changes. D and F Associates reserves the right to change these terms and conditions at any time by posting changes online. It is your responsibility to refer to these terms and conditions on accessing this site. Continued use of this site after such changes to the terms and conditions constitutes acceptance of those posted changes.
• Intellectual Property. You acknowledge that all intellectual property rights, including any trade marks or copyright in the content of this site, are owned by D and F Associates or its third party suppliers. Nothing contained herein shall be construed as granting any licence or right to use any of the intellectual property of D and F Associates except as otherwise provided on this site.
• Copyright. Material may not be copied, reproduced, republished, downloaded, posted, broadcast or transmitted in any way except for your own personal non-commercial use.
• Use of Site. You agree to use this site only for lawful purposes and in a manner which does not infringe the rights of, or restrict or inhibit the use of or enjoyment of this site by any third party. Users may not use the Web Site in order to transmit, distribute, store or destroy material that is defamatory, obscene, racist, threatening, abusive or hateful.
• Access. D and F Associates reserves the right to make this site unavailable at any time or to restrict access to parts or all of the site without notice.
• Liability. D and F Associates will not be liable for any claims, losses, including but not limited to indirect and consequential loss (including loss of profits), damages, costs, expenses whether in contract, negligence or any other action arising out of or in connection with the use of this site. D and F Associates accepts no liability for any product or service advertised, supplied or otherwise promoted on this site by any third party.
• Internet Security. D and F Associates does not warrant that this site is free of viruses or bugs or that this site is compatible with all computer systems and browsers.
• World Wide Web. You accept that when you leave this web site (whether knowingly or not) D and F Associates can no longer be responsible in any way for any material that you encounter and D and F Associates excludes (to the fullest extent permitted by law) any liability that may arise with respect to or as a result of such material causing any damage, costs, injury or financial loss of any kind. Where this site includes links to other sites on the World Wide Web, D and F Associates makes no warranties as to the suitability or accuracy of the content of any of those sites.
• Law. These terms and conditions are governed by and will be interpreted in accordance with English law and the parties submit to the exclusive jurisdiction of the English courts.